Overview

https://landlordcertificates.slack.com/files/U43L2M7TK/F09F23NAPSQ/electrical_break_down_cov[…].pdf?origin_team=T44D8KXNZ&origin_channel=C04RS7NPBMF  Please see to link for more details.




Our Electrical Breakdown Cover is a bespoke package designed to protect landlords from unexpected faults while ensuring full regulatory compliance. Since 2020, it has been a legal requirement for all buy-to-let properties to hold a valid EICR; failure to comply can result in significant legal penalties.


What’s Included

To help you meet your legislative duties and ensure tenant safety, our cover includes:

  • Annual Visual Inspections: A yearly assessment to identify visible defects, damage, or unauthorized wiring changes made by tenants.

  • Hybrid Safety Reporting: A specialized report combining visual checks and periodic testing to confirm the installation remains in safe working order.

  • Peace of Mind: Continuous monitoring to ensure there are no signs of deterioration or emerging hazards.

Pricing & Availability

  • Cost: Only £7 /month (inc. VAT)

  • Location: Available exclusively in Central and Greater London.

  • Eligibility: Subject to a free initial inspection visit; standard exclusions apply.


Landlord Electrical Cover: Service Breakdown


Our comprehensive cover is designed to eliminate the stress of emergency repairs and ensure your property remains compliant with UK safety legislation.

What is Covered?

We prioritize speed and transparency to keep your property running smoothly:

  • Comprehensive Infrastructure: Full coverage for fuse boards, sockets, switches, and all internal fixed wiring.

  • Rapid Response: Committed to same-day appointments with engineers calling en-route. We achieve an 80% same-day repair rate.

  • Parts & Labour: Unlimited visits and unlimited parts, featuring a 95% same or next-day delivery system for specialized components.

  • Compliance & Certification: * Annual Visual Inspections to ensure ongoing regulation adherence.

    • Full EICR Report included when due.

    • Complimentary Electrical Health Check reports.

  • Ease of Management: Dedicated booking and claims line for tenants or letting agencies to act on your behalf.

  • Expertise: All work is carried out by NICEIC or NAPIT registered engineers.

Key Contract Terms

  • Duration: 12-month contract term.

  • Flexibility: 1-month cancellation notice period.

  • Excess: A flat £50 excess applies to all repairs carried out.

What is Not Covered?

To maintain our low monthly premiums, the following exclusions apply:

  • Appliances: Any electrical items connected via plug or hardwired spur (e.g., immersion heaters, hobs, or electric cookers).

  • Supply Issues: Faults related to external UKPN supply lines or general power cuts that have not caused permanent damage.

  • External Wiring: Any electrics or wiring buried below ground level outside the property.

  • Routine Maintenance: Minor tasks such as replacing light bulbs, fluorescent tubes, plug fuses, or adjusting timers/thermostats.

  • Specific Systems: Portable or fixed electrical heating and energy efficiency management systems.

  • Regulatory Limitations: Repairs that would breach current wiring regulations or work required specifically due to changes in national safety standards.

  • Pre-existing Issues: Repairs required as a result of a previously received "Unsatisfactory" EICR or the failure of work carried out by third parties.